How To Get The Care You Deserve?
Sep 11, 2019
Choosing the Right Home Care Options: What Questions To Ask?
Coping with aging, serious illness, recovery, disability or injury can be very challenging! Choosing the right type of care can be just as tough. It is helpful to know what the differences are among various types of care as you consider your options for the best source of help.
Deciding what type of care is best for you or a loved one at home depends significantly on multiple factors. This includes what the care is intended to do, how long needed, patient diagnosis and level of ability to perform “Activities of Daily Living” (ADL).
Home Care is more companionship and regular assistance with ADL’s soyou can age comfortably in place (At Home). It is designed for people who need some help with day to day activities in the home or needs someone around in case of emergency. This type of care is often longterm, provided by trained aides. Services are paid by the individual. or covered by some type of personal or Medicaid insurance. So how do you select the right option for your loved one?
What are some of the most asked questions? Part 1
Q: How many and what hours can you work per day?
- ABC provides around the clock service, from 2 hours to 24 hour live-in care
- Care is available 365 days of the year
- Schedules are customized around the client lifestyle and family needs
Q: What does insurance cover or do I have to pay?
- You need to call your agent and ask about Long Term Care (LTC) coverage.
- If you are eligible Medicaid also pays for these types of services. Contact your local office and inquire if you meet requirements. If eligible, the care is at no charge to you and Medicaid program will determine how many hours you receive.
- This is based on physical need, income, and assets
- Financial requirements have a five year look-back.
- Veterans can apply for Veterans Affairs (VA) Waiver
- Agencies do accept private pay, usually requires deposit and is billed weekly
- Consulting with an Elder Law Attorney is also highly recommended
Q: Do you perform household duties for your clients? If so what can
you do or cannot do?
- Yes, ABC assist the family with small household chores
- Light housekeeping: dusting, dishes, mopping, vacuuming, laundry
- Meal Preparation
- Personal Care: Bathing and Grooming
Q: What do we need to do to obtain your services?
Always Best Care is a resource for your Home Care needs. We are available for free consultation and we can advise the best options for your particular situation. If we do not have the answer, we can point the community in the right direction. The main points to be gleaned are start preparing now and ask questions. Get the family together and deal with the inevitable while you can do it calmly as a unit. This is a lot for one person to handle, and every situation is different but you can be prepared to make the best choices.
“Did you know that you can engage in planning to protect your assets from the costs of long term care? No matter if you have a 5-year planning window or not, there are strategies that can be implemented to preserve your life savings, set aside a nest egg for yourself, and provide for your family. The biggest takeaway – it’s never too early or too late to plan!”
Amber B. Woodland, Esquire, PWW LAW